| You asked: | Our competitors' solutions: | DCI solutions: | |
| 1. Is there an easy way to shop insurance companies? | No, it takes 12 pages of forms for each employee to complete-too much time, too much work, for too little benefit. Just not worth it. |
Yes, our exclusive CAP system requires only three easy-to-complete pages. It's the simplest way to shop, and has saved thousands of premium dollars for employers like you.
"Leigh Stanley, Scharber and Sons" Your rep came in and talked to us and told us that our employees would only have to fill out one application versus four. It saved a lot of time in labor hours. |
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| 2. What can be done to get a rate decrease instead of an increase? | Nothing much. It does no good to shop. All insurance companies' rates are essentially the same. |
DCI helped employers save over $2 million in health insurance premiums in the past year.
"Amy Comee, ProVision Associates" We were amazed by how much money we saved from our old policy to the policy that DCI made available to us. We even compared the policy we had and there was a 30% savings and we will be saving even more than that going to a Health Savings plan. |
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| 3. If we switch companies, will the new one give us low rates after the first year? | No, if you switch carriers to save money, next year you can expect a big increase. You don't want to get your current insurance company upset. |
Yes, they work as hard on a low rate the second year as the first. Besides, the law limits increases to no more than 15% due to risk. When we can save you up to 67% the first year, it will take years to get back to today.
"David Goodwyne, JN Johnson Sales and Service, Inc." My experience has always been 15 - 20% increases. So it's been very beneficial renewal with an HSA. Actually a decrease of 8%. |
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| 4. If we switch carriers, will we be able to keep our doctors? | No, some will have to switch doctors. You don't want your employees mad at you because they have to see a new doctor. |
Yes, you will be able to keep your doctor because the fact is, more than 98 percent of doctors are in all networks. And you always have the right to choose any doctor you want, with the right health plan.
"Debbie Goodin, Century Tool" We recently went through a change with medical plan carriers. DCI-ClientServ came out and explained it well to our employees and made the transition a whole lot easier. |
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When was the last time four insurance companies competed for your business? DCI does this for clients every day.
We design affordable and competitive, employee-friendly benefit plans for our clients, and provide comprehensive support services to make our clients' businesses more manageable and profitable.